💸 Refund & Return Policy

Effective Date: 20-04-2025
Website: https://bankaminnovative.com
Contact: support@bankaminnovative.com | 📞 +91-89826 78087

1. Overview

We strive to provide high-quality products and services. However, if you’re not entirely satisfied with your purchase, we’re here to help through our fair refund and return policy.

2. Eligibility for Returns

To be eligible for a return:

• The request must be made within 7 days of receiving the product.

• The item must be unused, in its original packaging, and in the same condition as received.

• You must provide a valid proof of purchase (order ID, invoice, etc.).

3. Non-Returnable Items

The following items are non-returnable:

• Downloadable digital products or services

• Customized or personalized products

• Gift cards or vouchers

• Items damaged due to misuse or mishandling

4. Refund Process

If your return is approved:

• We will initiate a refund to your original method of payment.

• Refund processing time: 5 to 10 business days depending on your bank/payment provider.

5. Late or Missing Refunds

If you haven’t received a refund:

1. Recheck your bank account or payment app.

2. Contact your bank or credit card company—it may take time before your refund is posted.

3. If you’ve done all of this and still haven’t received your refund, please contact us at support@bankaminnovative.com or call us at +91-89826 78087.

6. Exchanges

We only replace items if they are defective or damaged. If you need an exchange for the same item, contact us within 7 days of delivery.

7. Shipping for Returns

• You will be responsible for paying your own shipping costs for returning your item.

• Shipping costs are non-refundable.

• If you receive a refund, the return shipping cost may be deducted from your refund.

8. Cancellation Policy

• Orders can only be cancelled before dispatch.

• Once the product is shipped, cancellation is no longer possible.

9. Contact Us

If you have any questions or concerns about this policy, feel free to contact us:

📧 Email: support@bankaminnovative.com
📞 Phone: +91-89826 78087